Middle Market

• Our goal is to build relationships by working to understand your business. As your bank, HBB can provide loans to refinance, remodel, and expand existing facilities, as well as provide new construction financing.

Houston Business Bank provides critically needed funding to businesses by helping them collateralize current assets, such as accounts receivable and inventory. By utilizing this approach, a business can tap unused borrowing power for such purpose as working capital, debt restructuring and seasonal cash shortfalls.

Houston Business Bank offers a variety of flexible finance solutions to purchase all types of equipment.

• HBB provides financing packages specifically designed to support the export business. Financing can be arranged directly or in conjunction with The Export-Import Bank of the United States (EXIM Bank).

Commercial Bill Pay
Manage and pay bills conveniently and safely.

E- Statements and E - Notices
Houston Business Bank offers you the security and paper-free convenience of electronic statement delivery! A friendly e-mail lets you know when your statement is ready for viewing in our secure Online Banking account.

ACH (Automated Clearing House)

Collections
ACH collections allow you to automatically draft your clients’ accounts for single or recurring payments (such as membership fees, dues, rental payments, and other payments), thus allowing you to control the timing of your receipts. With ACH, your customers simply authorize an electronic debit from their account on a specific date and you create electronic entries for those payments.

Payments
Houston Business Bank’s electronic payment system simplifies your payment processes and gives you more control over your cash flow. With (whatever service) you can initiate your electronic payments to vendors, customers and employees, and tax payments. You can also set up future payments and include detailed payment information.

Wires
Wire transfers are a quick way to transfer funds between banks nationally and internationally.

Electronic Safety Deposit Box
HBB will safely store and allow you access electronic copies of important documents online.